Terms and Conditions

TERMS AND CONDITIONS


Effective Date: April 01, 2024

Thank you for choosing Lumpkin Insurance LLC and visiting our website, SmartIUL.com. These Terms and Conditions outline the terms of use for our website and the services provided by Lumpkin Insurance LLC (referred to collectively as "we," "us," or "our"). Please carefully read and understand these terms before using our website.

1. PERSONAL INFORMATION AND CONTACT CONSENT.

By utilizing our website and services, you expressly consent to the collection and use of personal information as outlined in our Privacy Policy. You agree to provide accurate and current information as requested on our forms.


Additionally, you grant permission to be contacted by Lumpkin Insurance LLC and
SmartIUL.com and their affiliates via the contact details you provide, including but not limited to your phone number and email address.


This contact is initiated for the explicit purpose of qualifying you for Indexed Universal Life insurance or Life Insurance. Rest assured, we do not engage in the sale of private or personal information to third parties.


2. INFORMATION SECURITY.

We prioritize the security of your personal information. Industry-standard security measures are employed to protect your data from unauthorized access, disclosure, alteration, and destruction.


However, it's important to note that no method of transmission over the internet or electronic storage is completely secure. While we take all reasonable steps to safeguard your information, we cannot guarantee its absolute security.


3. HOLD HARMLESS CLAUSE.

All users of SmartIUL.com unequivocally agree to hold harmless Lumpkin Insurance LLC and their affiliates from any and all claims, damages, losses, liabilities, costs, and expenses arising out of or related to the use of our website. This includes, but is not limited to, the use of information provided on the site or any interaction with our representatives.


4. GOVERNING LAW.

These Terms and Conditions are governed by and construed in accordance with the laws of the state of Florida, USA, without regard to its conflict of law principles.


Contact Information:

  • Lumpkin Insurance LLC

  • 7901 4TH ST N300 ST PETERSBURG, FL 33702

  • Phone: 800-583-1563

Should you have any questions or concerns regarding these Terms and Conditions, please do not hesitate to reach out to us via phone or email.

By using our website, you acknowledge that you have read, comprehended, and agreed to these Terms and Conditions. If you do not agree with these terms, kindly refrain from using our website.

These Terms and Conditions may be revised periodically without notice. It is your responsibility to review them regularly for updates. Continued use of the website after the posting of any modifications signifies acceptance of the updated Terms and Conditions.

Thank you for entrusting SmartIUL.com and Lumpkin Insurance LLC with your insurance needs.

SmartIUL.com website is a solicitation for life insurance. Call our phone number to get a No obligation quote. Our Licensed Insurance Agency and licensed affiliates specialize in Indexed Universal Life insurance plans available in your state. The information provided to you comes from licensed insurance agents. These professionals are authorized by their respective organizations to provide you with this information. You are under no obligation to purchase any services offered to you.